The James Avery Retired Sterling Silver St. Francis Charm with 16" JA Necklace is a beautiful and sentimental piece of fine jewelry. Crafted from 925 sterling silver, this necklace features a charming St. Francis charm on a classic chain. The simplicity and elegance of the design make it a versatile and timeless accessory that can be worn daily or for special occasions. This necklace is a perfect gift for someone with a love for religious jewelry or for those who appreciate classic and understated pieces.